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On May 13, 2020, the Third District Court of Appeal released their decision in Security First Insurance Company v. John Czelusniak (hereinafter “Czelusniak”).[1] The Czelusniak opinion discusses the application of the doctrine of anti-concurrent causation (hereinafter “ACC”) as it relates to exclusionary provisions in insurance policies.
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Cassel & Cassel, P.A., were recently retained by the Signature Grand, a Broward staple, to represent them in their claim for loss of business interruption. Click below to read the full complaint and check back for more updates on this unprecedented case. 
On March 28, 2020, Hillary Cassel appeared on Law Talk Live, a weekly radio show hosted by Meldon Law. Mrs. Cassel discussed the implications of insurance coverage for business interruption as it relates to the ongoing pandemic that is Covid-19. Please click here to listen to the complete show.
As many of you know, on October 23, 2019, the Third District Court of Appeal released their opinion in Glendys Vazquez v. Citizens Property Insurance Corporation (hereinafter "Vazquez").[1] This opinion contained some drastic and far reaching implications with regards to the application of Section 626.9744, Florida Statutes,[2] more colloquially referred to as the “Matching Statute,” as it relates to calculations of payment for replacement cost value versus actual cash value on claims.
On April 24, 2019, we posted about the Third District Court of Appeal decision in Jose Alvarez and Hilda Alvarez v. State Farm Florida Insurance Company ("Alvarez").[1] Since then, we have seen, for lack of a better term in today’s climate, an epidemic of reliance on this case where insurance carriers and their counsel utilize it for the proposition that an overinflated estimate is de facto fraud/material misrepresentation. Let me make this perfectly clear: Alvarez stands for nothing of the sort.
This past week, Michael Cassel and Christy Brigman, presented at the Windstorm Insurance Network ("WIND") 2020 Conference in Orlando, Florida.
As many of you know, Michael Cassel presented at the Florida Association of Public Insurance Adjusters ("FAPIA") 2019 Conference in Orlando, Florida, regarding building code compliance along with a number of related areas of law and coverage.
Hillary Cassel has been recognized as a 2019 Superstar by Attorney At Law Magazine and will be featured on the front cover.
Hillary Cassel has been recognized as a 2019 Top Rated Lawyer and National Legal Leader in Insurance Law by The American Lawyer magazine and the National Law Journal.
Analysis and Interpretation by Michael A. Cassel
On July 24, 2019, the Third District Court of Appeal released their decision in State Farm Florida Insurance Company v. Charles and Diana Sanders,[1] (hereinafter "Sanders"). The Sanders opinion discusses whether a public adjuster can act as a disinterested appraiser. |
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