Michael Cassel has been named one of South Florida Business Journal's 40 Under 40 for 2020. .

Hillary Cassel  and  Michael Cassel, have both been named as 2020 Rising Stars by Super Lawyers Magazine. This marks the fourth consecutive year for Michael and sixth consecutive year for Hillary.

On May 13, 2020, the Third District Court of Appeal released their decision in Security First Insurance Company v. John Czelusniak (hereinafter “Czelusniak”).[1] The Czelusniak opinion discusses the application of the doctrine of anti-concurrent causation (hereinafter “ACC”) as it relates to exclusionary provisions in insurance policies.

On March 28, 2020, Hillary Cassel appeared on Law Talk Live, a weekly radio show hosted by Meldon Law. Mrs. Cassel discussed the implications of insurance coverage for business interruption as it relates to the ongoing pandemic that is Covid-19. Please click here to listen to the complete show.

As many of you know, on October 23, 2019, the Third District Court of Appeal released their opinion in Glendys Vazquez v. Citizens Property Insurance Corporation (hereinafter "Vazquez").[1] This opinion contained some drastic and far reaching implications with regards to the application of Section 626.9744, Florida Statutes,[2] more colloquially referred to as the “Matching Statute,” as it relates to calculations of payment for replacement cost value versus actual cash value on claims.

On April 24, 2019, we posted about the Third District Court of Appeal decision in Jose Alvarez and Hilda Alvarez v. State Farm Florida Insurance Company ("Alvarez").[1] Since then, we have seen, for lack of a better term in today’s climate, an epidemic of reliance on this case where insurance carriers and their counsel utilize it for the proposition that an overinflated estimate is de facto fraud/material misrepresentation. Let me make this perfectly clear: Alvarez stands for nothing of the sort.

This past week, Michael Cassel and Christy Brigman, presented at the Windstorm Insurance Network ("WIND") 2020 Conference in Orlando, Florida.

As many of you know, Michael Cassel presented at the Florida Association of Public Insurance Adjusters ("FAPIA") 2019 Conference in Orlando, Florida, regarding building code compliance along with a number of related areas of law and coverage.​

Hillary Cassel has been recognized as a 2019 Superstar by Attorney At Law Magazine and will be featured on the front cover.

Hillary Cassel has been recognized as a 2019 Top Rated Lawyer and National Legal Leader in Insurance Law by The American Lawyer magazine and the National Law Journal.

Analysis and Interpretation by Michael A. Cassel

​​On July 24, 2019, the Third District Court of Appeal released their decision in State Farm Florida Insurance Company v. Charles and Diana Sanders,[1] (hereinafter "Sanders"). The Sanders opinion discusses whether a public adjuster can act as a disinterested appraiser.

Hillary Cassel  and  Michael Cassel have both been named as 2019 Rising Stars by Super Lawyers Magazine. This marks the third consecutive year for Michael and fifth consecutive year for Hillary.

The law firm of Cassel & Cassel, P.A., has expanded by adding Attorney Christy Brigman to the practice. Founded by Hillary Cassel and Michael Cassel, Cassel & Cassel, P.A., is a boutique firm dedicated solely to the representation of residential and commercial policyholders in property damage insurance claims from pre-suit assistance to litigation through trial.

Analysis and Interpretation by Michael A. Cassel

On May 8, 2019, the Fourth District Court of Appeals released their decision in Hershel Bryant and Betty Bryant v. GeoVera Specialty Insurance Company (hereinafter "Bryant"). The Bryant opinion discusses the payment of an appraisal award in suit operating as a confession of judgment and serving to ripen bad faith as well as the denial of payment operating as a waiver of compliance with post-loss conditions – namely the proof of loss requirement.

Analysis and Interpretation by Michael A. Cassel

On April 17, 2019, the Third District Court of Appeals released their decision in Jose Alvarez and Hilda Alvarez v. State Farm Florida Insurance Company (hereinafter "Alvarez"). The Alvarez opinion discusses whether a verdict in favor the insureds should be invalidated based on the jury’s finding that the insureds intentionally and materially misrepresented the extent of the loss.

Analysis and Interpretation by Michael A. Cassel

On April 17, 2019, the Third District Court of Appeals released their decision in Safepoint Insurance Company v. Daisy Sousa (hereinafter "Sousa"). The Sousa opinion discusses the requirement of compliance with post-loss conditions, namely the request for a Sworn Proof of Loss (hereinafter “SPOL”), prior to the ripeness of appraisal.

As many of you know, Michael Cassel, along with Paul Del Vecchio from PJDCCI, presented at the Windstorm Insurance Network ("WIND") 2019 Conference in Orlando, Florida, regarding building code compliance along with a number of related areas of law and coverage.

Michael Cassel is scheduled to speak at the Windstorm Insurance Network ("WIND") 2019 Conference in Orlando, Florida.

Analysis and Interpretation by Michael A. Cassel

On July 25, 2018, the Fourth District Court of Appeals released their decision in Andrea Tracey and James Tracey v. People's Trust Insurance Company, (hereinafter "Tracey"). The Tracey opinion discusses the ability for an appraisal panel to determine causation for a denied portion of a claim when the claim has not been denied in its entirety.

Hillary Cassel and Michael Cassel have both been named as 2018 Rising Stars by Super Lawyers Magazine. This marks the second consecutive year for Michael and fourth consecutive year for Hillary.

As many of you know, our own Hillary Cassel, along with Keith Truppman, Esq., from Mintz Truppman, P.A., presented at the Summer 2018 Florida Association of Public Insurance Adjusters ("FAPIA") Conference regarding newly released cases in the world of First Party Property Insurance.

Analysis and Interpretation by Michael A. Cassel

​On May 16, 2018, the Fourth District Court of Appeals released their decision in Carlos De La Rosa v. Florida Peninsula Insurance Company (hereinafter "De La Rosa"). The De La Rosa opinion discusses the prejudice analysis as it pertains to the failure to comply with the prompt notice requirement contained within the insured's homeowners insurance policy.

Hillary Cassel is scheduled to speak at the Summer 2018 Florida Association of Public Insurance Adjusters ("FAPIA") Conference in Sanibel, Florida.

On February 24, 2018, we presented our analysis and interpretation of the opinion in Hicks v. American Integrity. Due to the nature of the appeal, it was no surprise that American Integrity filed a motion for rehearing. On May 18, 2018, the Fifth District Court of Appeals denied American Integrity's request for rehearing and upheld its original opinion.

Analysis and Interpretation by Michael A. Cassel

On February 23, 2018, the Fifth District Court of Appeals released their decision in Hugh Hicks v. American Integrity Insurance Company of Florida (hereinafter "Hicks"). The Hicks opinion discusses the ambiguities inherent in the oft relied upon constant or repeated seepage exclusionary provision which is contained within most property insurance policies in the State of Florida.